The Shockingly High Costs of Giving Birth, and How You Can Finance for it Properly

new born baby on her mother's tummy
Share this post on these platforms

The increasing costs of medical treatment in the United States are a pressing issue. For example, the price of a simple blood test has increased by more than 500 percent over the past few decades. In some states, this has increased by a staggering 800 percent. The increased cost of medical costs is a significant problem because people are increasingly unable to afford necessary medical care.

One of the most common medical procedures, giving birth, has also increased by a ridiculous amount in the last few years. Here’s what you need to know about the shockingly high cost of giving birth and what you can do to prepare your finances for it.

The Cost of Giving Birth

The cost of giving birth in the United States has increased significantly in the last decade. In some states, the cost of giving birth has increased by as much as $40,000.

This is a significant problem for families already struggling to make ends meet. In addition, the increased cost of medical care is one of the main reasons why so many people are unable to afford necessary medical care.

The high cost of giving birth is also one of the main reasons people get abortions. Abortion costs only around $500 to $2,500, and when compared to the average cost of giving birth, which is approximately $13,000 to $22,000, getting rid of the baby is starting to look like a better option. It’s one of the leading reasons why the population growth in the country has taken an enormous toll.

People want to create a family, but it’s getting harder and harder to do so with the current cost of giving birth. But through planning and saving, you can make it happen.

A happy kid and her teddy bear with her parents behind her

What You Can Do to Prepare for the Cost of Giving Birth

If you’re thinking about having a baby, you can do a few things to prepare for the cost of giving birth. The first is by doing some family planning.

Family Planning

If you want to have a baby, it’s important to do family planning first. This means that you should try to space out your children so that you’re not giving birth to two (or more) close together.

It can be hard to do this when you’re trying to conceive, but if you can space your children out by at least two years, you’ll be better financially.

Saving for the Cost of Giving Birth

Another thing you can do to prepare for the cost of giving birth is to start saving early. If you’re already pregnant, it’s not too late to start saving.

Start by putting away as much money as you can each month into a savings account. Try to put away at least 10 percent of your income if you can. This may seem like a lot, but it’s important to remember that the cost of giving birth is increasing all the time.

If you start saving early, you’ll be in a much better position to pay for the cost of giving birth when the time comes.

Government-assisted Programs

If you’re struggling to save up for the cost of giving birth, some government-assisted programs can help. These programs can help you with the cost of medical care, and they can also help you with the cost of child care.

There are a few government-assisted programs that can help you pay for the cost of childbirth. These programs include Medicaid, which is available in every state, and the Children’s Health Insurance Program (CHIP), available in every state except for Texas.

These programs are designed to help low-income families pay for medical care. If you think you might qualify for either of these programs, it’s essential to apply as soon as possible.

Sustainable Childbirth Practices

Consider sustainable childbirth practices like free birth, unassisted childbirth, or home birth with a midwife. These options significantly reduce the cost of giving birth while still providing you with personalized care and support.

Additionally, sustainable childbirth practices have been proven to be just as safe as hospital births for low-risk pregnancies. To do sustainable childbirth, you will need a midwife and a doula. A midwife can help you deliver the baby, while a doula can provide you with emotional support during and after labor. Thankfully, finding both isn’t too hard.

You can practically find a midwife anywhere in your local community. They can also be found on the internet. Doulas are also pretty common in almost every city. There is even a doula directory you can use to find one near you. By using these options, you can do sustainable childbirth in no time.

Having a Baby is a Big Financial Responsibility

Giving birth is one of the most amazing things you’ll ever do, but it’s also a significant financial responsibility. By doing some family planning and saving early, you can prepare your finances for the cost of giving birth. With some preparation, you can have the beautiful, healthy baby you’ve always wanted without breaking the bank.

Scroll to Top